A recent survey conducted by Crypto Investment Platform Bitpanda MA revealed The expanding difference between the interest of cryptocurrency investors and services currently offered by European financial institutions.
The study that has been surveyed by 10,000 retail and business investors in 13 European countries indicates that investors’ appetite in the field of digital assets is constantly growing and institutional offers remain restricted.
Institutional fluctuations in relation to market possibilities
According to the findings of over 40% of respondents, business investors already have digital currency assets, and an additional 18% plan to invest soon.
However, only 19% of financial institutions currently provide digital asset products. This is a significant 30% mismatch between the actual involvement of digital currencies among customers and the perception of demand among banks.
While over 80% of surveyed banks recognize the importance of the digital currency in the future financial ecosystem, the majority continue to hesitate before the implementation of relevant services.
Only 19% of these institutions currently offer cryptocurrency services, and 18% consider expansion, especially in areas such as digital currency transfer.
Deputy CEO BitPanda, Lukas Enzersdorfer-Konrad, emphasized that the key obstacles are not regulatory obstacles, but internal challenges, such as lack of resources and knowledge. He noticed that banks can already observe revenue outfits when customers go to alternative platforms.
The data show that 36% of business investors precede the stock exchange for cryptocurrency investments, while only 27% would choose a established bank. Among the retail investors, 27% expressed their preference for banks in front of the stock exchanges, which suggests that broader banking integration may augment the party.
The last study, conducted by Bitpanda Technology Solutions has shown that 1 in 6 Europeans have positive prospects for the development of cryptographic and digital resources.
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Regulatory brightness and competitive pressure
Since the European Union markets in the regulation of cryptocurrencies (MICI) provide regulatory frames for digital assets, Bitpanda believes that the conditions are beneficial for banks so that banks can expand their offer. Bitget noticed in the report:
Until recently, the conditions of regulatory framework in European countries differed in terms of regulatory approaches, license requirements and attitudes towards cryptocurrency and blockchain by regulatory authorities. These factors have a direct impact on the establishment of Blockchain and Web3 companies, and therefore on the percentage of the population investing in cryptographic and therefore should be considered by financial institutions when establishing a cryptocurrency service or expanding existing activities in these countries.
Delayed integration, according to Enzersdorfer-Konrad, can cause loss of revenues for companies-school and more agile competitors. In addition, 28% of surveyed financial institutions believe that the digital currency will become more significant in the next three years.
As the demand and transparency of the survey increases, he emphasizes the call to act for established banks: re -strategies and adapt to the developing preferences of state-of-the-art investors.
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