The lawsuit between Ripple and the U.S. Securities and Exchange Commission (SEC) has dominated headlines for years, with XRP coming into the spotlight due to its potential classification as a security. Now that the legal dispute is over and XRP is here to stay ultimately deemed unsecured, experts say Ripple’s biggest success goes far beyond regulating XRP.
A real victory for Ripple outside of XRP regulation
Cryptocurrency market expert operating under the name “Stellar Rippler” on X common a compelling report that reassesses what it really constitutes Ripple’s biggest victory. The analyst emphasized that Ripple’s real victory was not regulatory approval, but an intellectual shift in perception of the project.
The expert emphasized that although he favors XRP, he has been skeptical of Ripple’s intentions in the past. However, he stated that recently approval of the charter of the bank of the cryptographic company by the Office of the Comptroller of the Currency (OCC) speaks volumes about Ripple’s long-term vision in the financial sector.
Last week, on December 12, the OCC admitted conditional approval of five cryptocurrency-related companiesincluding Ripple, in order to obtain a national trust bank charter. This achievement marked a milestone for Ripple, strengthening its legitimacy in classic finance despite numerous oppositions.
In his post, the analyst compares XRP and XLM, noting that the debate between both cryptocurrencies was often dictated by emotions. He said discussions often focused on conflicts between retail and institutions, accusations of symbolic dumping and different visions of the future.
According to the expert, XRP and XLM have always been structurally similar, both designed for quick and affordable settlement, cross-border liquidity, interoperability and real financial infrastructure. However, he notes that the primary difference between the two cryptocurrencies has always been strategy rather than values.
He explained that while Ripple has prioritized overcoming regulatory hurdles, banking and building institutional partnerships first, Stellar focused on grassroots adoption and open networks. The expert emphasizes that thanks to the recent OCC bank charter, Ripple’s strategic approach is now clearly confirmed and undeniable.
Stellar Rippler stressed that Ripple has not abandoned its cryptocurrency policies, but has taken on regulatory responsibility to ensure its network operates at scale. He said the milestone shows that history favors builders who solve fundamental problems over those who focus on tribal disputes.
Star expert changes stance after Ripple gains OCC approval
In the previous post Stellar Rippler publicly announced a significant change in perspective on Ripple following news that the company has received conditional approval for a national bank charter. He acknowledged that he was wrong in his earlier views, describing the recent development as full submission to the highest level of federal and state oversight in the United States.
Stellar expert now believes that Ripple is heavily involved long-term global financestating that the company wouldn’t go down this path if it wasn’t building something that was going to last for decades. He added that this milestone represents Ripple’s maturity and legitimacy and strengthens trust in XRP.
Featured image from Getty Images, chart from Tradingview.com
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