Xaif Crypto’s recent post on WITH statute of the company’s domestic bank a decision is expected soon, so greater attention is paid to the timing of its disclosure.
Ripple management will sign the OCC certificate in June 2025
According to Xaif Crypto, the document shared on X shows an official OCC certificate signed by Ripple’s chief legal officer, Stuart Alderoty and Timothy Keaney, dated June 30, 2025. The accreditation confirms that Ripple applied in unison with U.S. federal banking regulations, which is a step required to create a up-to-date financial institution. The document clearly states that all information contained in the report has been verified, complete and true as of the date of submission.
The OCC certification document includes a statement stating that the OCC, the U.S. federal banking regulator, is responsible for approving the application. By signing the certificate, Ripple executives demonstrated the company’s clear intention to comply with U.S. banking regulations and obtain formal recognition as a trusted financial institution.
The XRP community reacts as the decision on the National Bank of Poland Charter approaches
After Xaif Crypto shared the signed OCC document on X, The XRP community quickly began to respond. The post, which reads: “Documents signed by Stuart Alderoty and Timothy Keaney (June 30, 2025), now all eyes on October” is attracting a lot of attention and excitement as the Ripple decision on its national bank charter is due this month.
The moment of the OCC certification signed by Ripple executives has sparked even more excitement in the crypto community as many now believe that U.S. regulators could they will soon recognize the crypto company as a regulated financial institution.
Ripple’s move towards regulatory certification from the OCC supports the fintech company’s plan to integrate XRP with classic finance and gain recognition in the global market. Following this regulatory path, a fintech company could strengthen relationships with banks, payment companies and enormous investors. These dynamics could, in turn, raise market confidence in XRP and support broader adoption of this digital asset in global markets.
Ripple continues to strengthen XRP’s position as a bridge currency in between blockchain innovation and classic finance. The OCC document shows Ripple’s growing commitment to meeting U.S. banking standards, suggesting the company may be preparing to launch “XRP Bank” already in October.
As the October decision approaches, the cryptocurrency world is closely watching the OCC’s decision. Whether the OCC agrees or not, the appearance of the signed certificate has already made it clear that Ripple takes its role in the US financial system seriously. For now, all eyes are focused on what will happen next with the company waiting for the final decision on charter this month.
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